While most people don’t like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Final expense life insurance can help protect loved ones from having to pay these costs out of pocket.

In 2012, the average funeral exceeded $8,000.  That might mean that now it is more expensive.   The below costs are average numbers, in some cases may be lower or higher.

However, do not forget that in most cases, our loved ones may have left some financial debts behind them, and it may be that creditors might approach you for settlement.  What would you do then?

In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services, such as transportation, preparation and embalming, use of the funeral home, a casket and headstone, a burial plot, gravesite, the burial service or alternatively, cremation. There may also be additional costs, such as flowers and the printing of memorial cards.

Casket and Vault  $3,693
Basic Services Fee $1,975
Facilities Charge $895
Embalming $695
Preparation of Body $225
Service Car/Van $130
Hearse $295
Transfer of Deceased $285
Memorial Service $150
Other cash payments, such as cemetery plot, headstone, etc. are not included in the above.
*2012 Nfda.org Statistics